Check trading, swap & funding costs
for free, first.
Estimate your break-even including spread, commission, swap and funding cost. Upgrade to Pro / Premium only when you need to.
A free calculator for checking costs before you trade
Free forever · no login
Use it free- Trade cost calculation (one-way / round-trip, break-even)
- Swap income check (daily to annual estimates)
- Break-even pips/price, cost ratio & friction score
- Copy / social share & amount-hidden share
- Add to home screen (PWA)
No saving or reports — but more than enough as a real pre-trade calculator.
Advanced, in-session analysis — no saving
Switch to yearly anytime
Billed annually $59.00/yr · 2 months off
Save $11.80 a yearEverything in Free+
- Trade cost calculation (one-way / round-trip, break-even)
- Swap income check (daily to annual estimates)
- Break-even pips/price, cost ratio & friction score
- Copy / social share & amount-hidden share
- Add to home screen (PWA)
- Multi-condition comparison (same-trade cost compare)
- Spread sensitivity & commission-mode comparison
- Cost by holding days & break-even ladder
- Swap income lab (scenarios, adverse offset, recovery days)
- Advanced in-session analysis
Pro does not save data or export reports. Inputs are never sent to our servers; analysis stays within the session.
A local workspace to save, log & report over time
Switch to yearly anytime
Billed annually $149.00/yr · 2 months off
Save $29.80 a yearEverything in Pro+
- Trade cost calculation (one-way / round-trip, break-even)
- Swap income check (daily to annual estimates)
- Break-even pips/price, cost ratio & friction score
- Copy / social share & amount-hidden share
- Add to home screen (PWA)
- Multi-condition comparison (same-trade cost compare)
- Spread sensitivity & commission-mode comparison
- Cost by holding days & break-even ladder
- Swap income lab (scenarios, adverse offset, recovery days)
- Advanced in-session analysis
- Encrypted workspace, local saving & multiple workspaces
- Template saving, calculation history & scenario saving
- CSV / PDF / print & amount-hidden reports
- Cost-change ledger & swap / funding-change ledger
- Dividend adjustment, rollover & FX conversion cost audit
- Customization (Premium subscribers only · calculator scope)
Saving and reports stay on your device or in your own files; inputs and templates are never sent to SG Group’s servers. Customization is for Premium subscribers only — we take on calculator customizations and requests only (no investment advice, trading signals or discretionary management).
Every plan is local-first. Inputs, templates, history and portfolio status are never sent to or stored on SG Group’s servers.
Compare plans
Pre-trade checks are in every plan. The dividing line: Pro is in-session advanced analysis, Premium adds saving, ledgers and reports for ongoing use.
| Feature | Free | Pro | Premium |
|---|---|---|---|
| Trade cost calculation (one-way / round-trip, break-even) | |||
| Swap income check | |||
| Break-even pips/price, cost ratio & friction score | |||
| Share (social / copy / URL / amount-hidden) & add to home screen | |||
| Multi-condition comparison & spread sensitivity | — | ||
| Commission-mode comparison, cost by holding days & break-even ladder | — | ||
| Swap income lab (scenarios / adverse offset / recovery days) | Partial | ||
| Advanced in-session analysis | — | ||
| Local saving, templates & calculation history | — | — | |
| Encrypted workspace | — | — | |
| CSV / PDF & print / amount-hidden reports | — | — | |
| Ledgers (cost-change & swap / funding-change) | — | — | |
| Dividend adjustment, rollover & FX conversion cost audit | — | — | |
| Premium local report center | — | — | |
| Customization (Premium subscribers only · calculator-only · quote-based) | — | — | Option |
| Local-first design (no server storage) |
| Feature category | Free | Pro | Premium |
|---|---|---|---|
| Pre-trade cost checks (all plans) | |||
| Trade cost calculation | |||
| Swap income check | |||
| Spread & commission-inclusive break-even | |||
| One-way / round-trip cost | |||
| Break-even pips/points | |||
| Break-even price | |||
| P/L per 1 pip/point | |||
| Cost ratio & friction score | |||
| Social / copy share | |||
| URL-fragment temporary share | |||
| Add to home screen | |||
| In-session advanced analysis (Pro & up) | |||
| Multi-condition comparison | — | ||
| Spread sensitivity | — | ||
| Commission-mode comparison | — | ||
| Cost by holding days | — | ||
| Break-even ladder | — | ||
| Swap-change scenarios (basic) | Partial | ||
| Adverse-move offset (basic) | Partial | ||
| Cost recovery days (basic) | Partial | ||
| Efficiency score (basic) | Partial | ||
| Advanced in-session analysis | — | ||
| Saving, encryption & export (Premium only) | |||
| Local saving | — | — | |
| Template saving | — | — | |
| Calculation history | — | — | |
| Encrypted workspace | — | — | |
| CSV export | — | — | |
| PDF / print report | — | — | |
| Amount-hidden report | — | — | |
| Ledgers & ongoing management (Premium only) | |||
| Cost-change ledger | — | — | |
| Swap / funding-change ledger | — | — | |
| Broker cost rulebook | — | — | |
| Index CFD dividend-adjustment lab | — | — | |
| Rollover cost planner | — | — | |
| FX conversion cost audit | — | — | |
| Premium local report center | — | — | |
| Workspace backup health | — | — | |
| Calculation playbooks | — | — | |
| Premium insight cards | — | — | |
| Customization development (Premium subscribers only · calculator-only · quote-based) | — | — | Option |
| Manual & design | |||
| User manual | Basic scope | Pro scope | Full scope |
| User manual PDF / print | |||
| Local-first design | |||
| Inputs never stored on our servers | |||
What you can do on each plan
Free: check costs before trading. Pro: analyze deeply, right now. Premium: save, manage and report on your device.
See the real cost before you trade
Not a stripped-down demo — a practical calculator that’s genuinely useful before a trade. Move to Pro / Premium when you feel the value.
Open the free calculatorTrade cost calculation
- One-way / round-trip cost; spread, commission & swap in currency
- Total cost & cost expressed in pips/points
- Break-even price & P/L per pip/point
- Cost ratio vs. target move & cost friction score
- FX / Gold / Index CFD / Commodity CFD / Crypto CFD and more
Swap income check
- Daily / weekly / 30-day / 90-day / 365-day swap estimates
- Triple-day-aware estimate & cost recovery days
- Monthly target achievement & gap to target
- 25% / 50% drop & zero scenarios
- Adverse-move offset days (entry point for carry users)
Sharing & access
- Copy text & social share (X / LINE, etc.)
- URL-fragment share (temporary, never sent to a server)
- Amount-hidden share to mask sensitive figures
- Add to home screen (PWA-style)
What Free is for
- Instantly see “how big a move do I need once costs are in?”
- No login — a practical pre-trade entry point
- Pro / Premium prompts appear only inside each calculator
Analyze deeply, on the spot
Saving, ledgers, CSV/PDF and the encrypted workspace live in Premium. Pro focuses on advanced calculation right now.
Multi-condition comparison
- Compare multiple cost conditions for the same trade
- Total cost incl. spread / commission / swap / funding
- No recommendations, “cheapest” ranking or broker advice
Spread sensitivity
- Estimates at 1.0 / 1.5 / 2.0 / 2.5 / 3.0 / 4.0, etc.
- See how cost, break-even price & cost ratio change
- Not a market forecast — an estimate of changing inputs
Commission-mode comparison
- None / one-way / round-trip / per-lot / fixed
- Visualize total-cost differences across fee structures
Cost by holding days
- Build-up at 0 / 1 / 2 / 3 / 5 / 10 / 20 / 30 days
- See how swap, funding & holding cost accumulate
Break-even ladder
- Cost ratio at 3 / 5 / 10 / 20 / 50 / 100 points, etc.
- Check whether costs are too heavy for short-term trades
Swap income lab (basic)
- Change scenarios (-10 / -25 / -50%, zero, reversal)
- Adverse offset, cost recovery days, efficiency score (basic)
- Monthly / annual swap estimate (temporary, not saved)
Manage it over time, on your device
Not just “Pro plus more” — a workspace that manages trade cost, swap, funding, dividend adjustment and rollover locally, over the long run.
Saving & encryption
- Local saving / IndexedDB / encrypted workspace (WebCrypto)
- Multiple workspaces for different purposes
- Template saving, calculation history & scenario saving
Export & reports
- CSV export & PDF / print reports (generated locally)
- Amount-hidden reports (external sharing / internal review)
- Local file export / import
- Migration path for older server-saved data to local
Ledgers & ongoing use
- Cost-change ledger (before/after, impact in amount & pips)
- Swap / funding-change ledger (7d/30d avg, streaks, zero/reversal detection)
- Broker cost rulebook (per-account notes)
Funding, dividends & FX
- Index CFD dividend-adjustment lab (manual estimate)
- Rollover cost planner (triple days, accrual calendar)
- FX conversion cost audit (rates & conversion cost)
Your data stays on your device.
This tool is local-first by design. Your inputs and reports are never sent to or stored on SG Group’s servers.
Inputs are never sent to a server
Trade conditions, templates, calculation history and portfolio status are handled on your device or in your own files.
Encrypted workspace
Premium saving is encrypted with WebCrypto. Your passphrase is never sent (and can’t be recovered if lost).
Only the minimum necessary
Only the minimum needed for login, subscription status and billing is handled via WordPress and Stripe.
An estimation tool
Results are estimates based on your inputs. No investment advice, trade recommendations, return guarantees or broker recommendations.
Payments & refund policy
Payments are processed by Stripe. Choose monthly or yearly (yearly = 2 months off). Billed in USD.
Monthly or yearly
Pick monthly or yearly. Yearly equals 10 months of the monthly price (i.e. 2 months off). Use the switch above to compare anytime.
Changing plans
A change between paid plans is treated as a new subscription to the target plan and triggers a new charge. No prorated refund, offset or credit is applied for the unused period.
Cancellation
Cancelling incurs no additional charge. No prorated refund, offset or credit for the unused period — but you can generally use the plan’s features until the end of the current term.
Frequently asked questions
QCan I use just the free version?
QWhat’s the difference between Pro and Premium?
QAre my inputs sent to SG Group?
QHow is this different from a lot (position-size) calculator?
QCan I save in Pro?
QIf I forget my Premium encrypted-workspace passphrase, can it be recovered?
QIs there a prorated refund when changing paid plans?
QAre there extra charges when I cancel?
Start free — check your costs before you trade.
Free for pre-trade checks. Pro for on-the-spot advanced analysis. Premium to save, manage and report on your device.
Important notes
- This is a calculator that estimates trade cost, swap, funding cost and the like based on the values you enter. It does not provide investment advice, trade recommendations, guarantees of future returns or broker recommendations.
- It does not cover recommended lots, required margin, maintenance margin ratio, stop-out levels, effective leverage, win rate, profit factor, trade-record analysis or trading signals.
- Pro/Premium saving and report features are local-first. Inputs, templates, calculation history, portfolio status and report contents are never sent to or stored on SG Group’s servers.
- Only the minimum information required for login, subscription status and billing is handled via WordPress and Stripe.