Legal / Terms of Service

Terms of Service

These Terms of Service (the “Terms”) set out the conditions on which SG Group (the “Operator”) provides systems-engineering services, software- and website-related services, the sale of physical goods, marketing services, daily market publications, thematic analytical and explanatory publications including global-macro reports, Macro Research Workbench, the FX & CFD Lot Size Calculator, the Trade Cost Calculator, Financial Templates Hub, TradingView / MetaTrader-related tools, Free WebP Converter, Landing Page Audit / LP Copy-Paste Fix Pack, the external CodeSter marketplace storefront, and other digital products and subscription-based services (collectively, the “Services”). The financial-analysis tool services within the Services are software, templates, calculation functions, and public indicators provided under standard specifications or non-advisory technical or functional customisation; they do not include individual or specific buy/sell signals, investment advice, the solicitation of financial instruments, asset management, intermediary services, automated trading, or consulting or advisory services on how to profit from trading or investing in financial instruments or crypto-assets. Financial and market publications are standardised electronic publications made available to an unspecified readership and purchaser base, with the same content supplied for the same issue, language, and edition; they do not include personalised advice, consultancy, instrument selection, or differentiated editorial content based on a user’s investment decisions, holdings, financial situation, objectives, or risk tolerance. Any person who uses the Services (a “User”) is deemed to have agreed to these Terms by such use. Please read these Terms carefully and use the Services only if you agree to them in full.

Last updated2026.07.26

ScopeAll services provided by SG Group

OperatorSG Group (sole proprietorship)

01 — Application of these Terms

Article 1 (Application)

These Terms apply to all relationships arising out of, or in connection with, the provision and use of the Services.

These Terms apply to all matters relating to the use of the Services between the User and the Operator.
In addition to these Terms, the Operator may set out additional rules and provisions concerning the use of the Services (“Individual Provisions”). Regardless of their title, Individual Provisions form an integral part of these Terms.
Where these Terms conflict with any Individual Provision, the Individual Provision shall prevail unless that provision expressly states otherwise.
For transactions falling within the scope of Japan’s Act on Specified Commercial Transactions, the matters set out in the separately published “Notice under the Act on Specified Commercial Transactions” apply in addition.
These Terms, the Disclaimer, the Privacy Policy, the Notice under the Act on Specified Commercial Transactions, each product page, plan page, checkout screen, application form, quotation, Individual Contract, and any material notice lawfully displayed by the Operator supplement one another and together constitute the conditions of the Services. Service-specific conditions displayed on a product page, plan page, or checkout screen are treated as Individual Provisions under these Terms.
Where a User accesses the Services for a business, professional, financial, media, advisory, intermediary, educational, or other occupational purpose, the User agrees to these Terms as a business operator bearing full responsibility for its business decisions, customer dealings, compliance, and onward provision to third parties, except to the extent that mandatory law requires the User to be treated as a consumer.

02 — Definitions

Article 2 (Definitions)

In these Terms, the principal terms have the meanings set out below.

“Services”: Collectively, the systems-engineering services provided by the Operator, the design, implementation, and maintenance of software and websites, the sale of physical goods, marketing services, daily market publications, thematic analytical and explanatory publications including global-macro reports, analytical-support tools, indicators, and visual studies for TradingView, MetaTrader, and other charting platforms, Macro Research Workbench, FX/CFD calculators, Trade Cost Calculator, Financial Templates Hub, general business or technical consulting services (excluding advice on the management of, or investment in, financial instruments), non-advisory technical or functional customisation, and all related work. For the avoidance of doubt, the financial-analysis tool services within the Services do not include the provision of individual or specific buy/sell signals, investment advice, the solicitation of financial instruments, portfolio management, asset management, brokerage or intermediary services, or advice on individual investment decisions.
“User”: A natural or legal person who, having agreed to these Terms, uses the Services. Where the User is a legal entity, this includes the individual authorised to enter into the contract on its behalf.
“Website”: https://sggroup.jp, together with all subdomains and related pages operated by the Operator.
“Individual Contract”: Any service agreement, sales contract, quotation, purchase order, or other written agreement entered into between the User and the Operator in respect of a specific transaction.
“Deliverable”: Any work product — including source code, specifications, reports, images, documents, and data — supplied by the Operator to the User under an Individual Contract for a development or marketing engagement.
“Goods”: Tangible movables sold by the Operator to the User as part of the physical-goods business — including new items and the general merchandise handled by the Operator.
“Financial Research & Calculators”: Macro Research Workbench, the FX & CFD Lot Size Calculator, the Trade Cost Calculator, and other software provided under standard specifications or non-advisory customisation to visualise, estimate, save, export, or display reference information based on public data or user inputs.
“Templates”: Document templates, variable-entry functions, QA checks, translations, outputs, exports, and custom-request functions provided through Financial Templates Hub or similar services.
“Web Tools & LP Fix Packs”: Free WebP Converter, Landing Page Audit, LP Copy-Paste Fix Pack, and other services involving browser-side processing, automated checks of public URLs, fixed-scope recommendation drafting, delivery by email, and similar work.
“External Marketplace”: CodeSter and other external platforms on which the Operator maintains a storefront or product listing. Purchases, settlement, downloads, licences, refunds, and support on an External Marketplace are governed by the terms of that external platform.
“Paid Online Services”: Individual purchases of daily publications, specialist analytical articles, and back issues; bundled products combining a daily publication with a specialist article; monthly, annual, or other subscriptions; Financial Templates Hub, Macro Research Workbench, calculators, dashboards, storage or export functions, customisation, digital files, and other services supplied by the Operator online for consideration.
“Business User”: A corporation, sole proprietor, financial-media operator, financial planner, IFA, securities firm, bank, insurer, financial institution, fintech business, investment-related business, educational institution, or any other person using the Services in the course of a business or profession.
“Third-Party Data”: Information, documents, figures, transaction information, personal data, or confidential information concerning any individual, entity, customer, prospect, counterparty, or other third party that the User enters, stores, imports, generates, uploads, shares, or submits through the Services.
“Checkout Consent Record”: Evidence of application and consent lawfully recorded by the Operator or a payment-service provider, including the affirmative consent action at checkout, terms version, time, transaction identifier, customer identifier, selected plan, payment result, IP address, and device or browser information.
“Financial & Market Publications”: Daily market publications, global-macro and other thematic analytical or explanatory articles, features, electronic reports, and their back issues, issued by the Operator to an unspecified readership and purchaser base with common content for the same issue, language, and edition. A publication may comprise both a publicly accessible section and a paid section.
“Individual Purchase”: A purchase method under which a purchaser obtains the access rights stated for a particular Financial & Market Publication, specialist analytical article, back issue, or bundle through a one-time payment, without being required to join a subscription plan.
“Publication Plans & Bundles”: A “Publication Plan” is a monthly, annual, or other recurring product permitting access to multiple publications within the displayed term and scope. A “Bundle” combines a daily publication, specialist analytical article, or other products in a single transaction at a displayed price that may be lower than the aggregate individual price. Neither method changes the editorial content for a particular user.
“Publication Access Authentication Data”: An email address, transaction or customer identifier, Checkout Session, purchased product or subscription status, session identifier, device or browser information, one-time code, two-factor-authentication result, and other information lawfully handled by the Operator or a payment-service provider to verify access arising from an Individual Purchase, Bundle, or subscription and to prevent misuse.
“Back Issue”: A previously issued Financial & Market Publication that the Operator continues to retain and publish and that remains displayed on a product page or designated catalogue. The term does not constitute a guarantee of permanent listing, sale, or access.

03 — Formation of the contract

Article 3 (Formation of the contract)

A contract for the use of the Services is formed when the User, having agreed to these Terms, submits an application by the means prescribed by the Operator and the Operator accepts that application.
The specific conditions of a given transaction are set out in an Individual Contract entered into between the User and the Operator. In the event of any conflict between these Terms and an Individual Contract, the Individual Contract prevails.
The Operator may decline to accept an application where the applicant falls within any of the following:
1. The applicant has submitted false information in the course of the application.
2. The applicant has previously breached these Terms.
3. The applicant has previously delayed payment to, or otherwise failed to perform an obligation owed to, the Operator.
4. The Operator determines that the applicant is, or is associated with, organised antisocial forces.
5. The Operator otherwise determines that acceptance would be inappropriate.
For transactions using Stripe or another checkout designated by the Operator, the purchase cannot be completed unless the User reviews the Terms, Disclaimer, Privacy Policy, Notice under the Act on Specified Commercial Transactions, and the applicable product, plan, refund, and cancellation conditions, and completes the affirmative consent action prescribed by the Operator, such as checking the agreement box. That consent action and submission of payment constitute the User’s express electronic agreement to all such documents.
By checking the agreement box, pressing an application or payment button, submitting payment information, or completing another prescribed action, the User represents that the User was given an opportunity to access the applicable conditions, has read and understood them, and agrees to be bound. To the extent permitted by law, the User may not deny the effectiveness of that agreement on the ground that the User did not open a link, did not read every provision, or encountered a translation, display, or device-related circumstance.
The Operator may retain and use the Checkout Consent Record as evidence of contract formation, the agreed terms, applicant identity, selected plan, payment, and dispute handling. Where the Checkout Consent Record conflicts with a User’s allegation, the User shall substantiate the inaccuracy of that record with reasonable evidence, except where applicable law requires otherwise.
A person applying on behalf of a corporation or other organisation represents and warrants that the person has authority to bind that organisation to these Terms. A person using a payment method in the name of a third party represents and warrants that the lawful and valid consent of the holder has been obtained and is responsible for claims, refunds, chargebacks, and other burdens arising from lack of authority or unauthorised use.
Where there is a missing or inconsistent consent record, suspected unauthorised use, payment review, sanctions or export-control concern, identity-verification issue, or other reasonable ground, the Operator may reject the application, request additional verification, cancel the payment, withhold access, or terminate the contract. Where the circumstance is attributable to the User, amounts corresponding to access or work already provided, external costs, and payment costs are non-refundable.
A persistent member account on the SG Group website is not a condition of contract formation for an Individual Purchase, Bundle, or subscription relating to Financial & Market Publications. The purchaser’s email address, payment information, and Publication Access Authentication Data are used for payment, contract evidence, granting and verifying access, preventing misuse, and necessary communications.
Unless otherwise displayed on the relevant product page, each daily publication, specialist analytical article, Back Issue, and Bundle offered for sale may be purchased individually or by one-time payment regardless of whether the purchaser holds a subscription. A Publication Plan is an optional alternative method of accessing covered publications for a stated period and does not alter the body of the same issue, language, and edition supplied to an individual purchaser.
Purchase or access to a Financial & Market Publication does not create an investment-advisory, consultancy, discretionary-management, continuing-advice, fiduciary, or other personalised advisory relationship between the Operator and the purchaser.

04 — Account management

Article 4 (Account information)

The User shall keep all information provided to the Operator for use of the Services — including name, contact details, login credentials, and payment information — accurate and up to date, at their own responsibility.
Where the User holds an account on the Services, the User shall manage that account at their own risk and shall not lend, transfer, sell, pledge, or otherwise dispose of the account credentials to any third party.
The Operator bears no liability for any loss suffered by the User as a result of inadequate management of account information, errors of use, or use by a third party. Any act carried out through an account is deemed an act of the User who holds that account.
Where no member account is created for Financial & Market Publications, the User must nevertheless safeguard the email address, one-time code, two-factor authentication, session, authentication link, and other access method designated by the Operator and must not lend, transfer, share, or resell it to a third party.
The Operator may combine transaction identifiers, purchased products, subscription status, sessions, device or browser information, one-time codes, or two-factor-authentication results to determine automatically whether access arises from an Individual Purchase, Bundle, or subscription. This determination is for entitlement and security administration and is not used to generate user-specific investment decisions, instruments, market views, or editorial content.
Re-authentication may be required following use of a shared device, a change of email address, inability to receive an authentication email, deletion of browser data, a device change, or a security determination. The User must retain information reasonably capable of verifying the purchase and cooperate with the Operator’s re-authentication procedure.

05 — Fees and payment

Article 5 (Fees and payment)

The fees, taxes, and incidental costs arising in connection with the use of the Services are stated on the relevant product page, quotation, or Individual Contract. The User shall pay the amounts so displayed by the means prescribed by the Operator.
The methods, timing, and other terms of payment are governed by the separately published “Notice under the Act on Specified Commercial Transactions” and by the relevant Individual Contract.
If the User delays payment, the User shall pay the Operator default interest at the rate of 14.6 per cent per annum.
Credit-card payments are governed by the terms of the card issuer and the relevant payment-service provider. Any dispute arising with such a card issuer or payment-service provider shall be resolved by the User directly with that party.
Unless otherwise agreed, the User bears any transfer fees, foreign-exchange fees, and other settlement-related costs.
Monthly, annual, and other recurring Paid Online Services renew automatically at the billing interval displayed for the applicable plan until the User completes the prescribed cancellation procedure, and the registered payment method is charged automatically. The User is responsible for monitoring and managing the next billing date, plan, billing interval, and payment method.
The User may access the Operator-designated Stripe customer portal at any time and, to the extent made available in the portal, change, adjust, and manage subscriptions, payment methods, billing information, plans, and cancellation. The User is responsible for completing any required procedure before the renewal date.
Cancellation becomes effective when the customer portal displays a status such as “cancel at period end” or “cancelled” and that status is reflected in the records of the Operator or Stripe. Non-use of the service, closing a screen, requesting account deletion, stopping or changing a card, merely sending an email, or making an oral statement does not replace the prescribed cancellation procedure.
Cancellation during a paid term stops a future renewal and does not result in a prorated refund, prorated adjustment, credit, carry-forward, set-off, or other financial adjustment for the unused portion of the paid term. Except where required by law or expressly stated on the checkout screen or in an Individual Contract, access continues until the end of the paid term and the fee for that term is non-refundable.
A plan change may require a new application or an immediate new payment for the destination plan. Unless the change screen expressly states that the former plan will be terminated automatically, changing plans does not cancel the former plan and the User must cancel it separately. No prorated adjustment, refund of overlap, refund of the difference, set-off, or cancellation of charges is made for any period in which the former and new plans coexist.
Where a billing cycle is reached because the User forgot to cancel the former plan, misunderstood the renewal date, failed to confirm completion of cancellation, subscribed more than once using multiple email addresses or customer accounts, or did not use the service, the renewal and duplicate charges are non-refundable. The User must ensure that the former plan is cancelled when changing plans.
If payment fails because of an expired card, credit limit, or rejection by a payment provider or card issuer, the Operator or the payment-service provider may, in accordance with law and the applicable provider terms, retry payment, require an updated payment method, suspend access, and collect the outstanding amount. Suspension or cancellation does not extinguish a payment obligation already incurred.
A chargeback, payment dispute, or report to a card issuer does not replace the prescribed cancellation or refund procedure. Where a false, abusive, or unsupported chargeback causes the Operator fees, investigation costs, loss, account restrictions, or other burdens, the User shall indemnify those burdens to the extent permitted by law.
The provisions of this Article concerning refunds, proration, and overlapping charges do not apply to the extent that a refund or different treatment is required by the Consumer Contract Act or other mandatory law.
For Financial & Market Publications, the applicable product page, plan page, or checkout states the individual price of a daily publication or specialist analytical article, Back Issue price, Bundle price, monthly, annual, or other subscription fee, scope, billing interval, and access period. A Bundle may be discounted against the aggregate individual price.
Individual purchasers, Bundle purchasers, and subscribers with the same coverage receive the same body for the same issue, language, and edition. The Operator does not change a publication’s investment conclusions, instrument assessments, future views, or outcome for a particular user by reason of purchase method, amount paid, subscription term, device, location, reading history, or other customer attribute.
Where a Publication Plan includes a free trial, the plan page or final confirmation screen presented before application states the free period, end date and time, timing of conversion to a paid plan, post-trial price, billing interval, automatic renewal, cancellation method, and cancellation deadline. Unless the User completes the prescribed cancellation by the displayed deadline, the plan converts and the registered payment method is charged in accordance with the displayed conditions.

06 — Prohibited acts

Article 6 (Prohibited acts)

In using the Services, the User shall not engage in any of the following acts.

Any act that breaches applicable laws and regulations or public order and morals.
Any act related to a criminal offence.
Any act that infringes the intellectual-property rights, image rights, privacy, reputation, or other rights or interests of the Operator, of other Users, or of any third party.
Any act that may interfere with the operation of the Services.
Unauthorised access, or any attempt at unauthorised access.
Collecting or accumulating personal information regarding other Users.
Using the Services for any improper purpose.
Any act that causes detriment, loss, or discomfort to other Users or to any third party.
Impersonating another User.
Promotion, advertising, solicitation, or commercial activity on the Services that has not been authorised by the Operator.
Disclosing, redistributing, or reselling to a third party any Deliverable, information, or data obtained through the Services beyond the scope set out in the relevant Individual Contract.
Any act aimed at meeting persons of the opposite sex with whom the User is not personally acquainted.
Providing benefits to, or otherwise cooperating with, organised antisocial forces.
Modifying, reverse-engineering, decompiling, or disassembling the software or other functions used in the Services.
Reproducing, selling, redistributing, lending, sharing, scraping, databasing, or turning into machine-learning datasets any template, indicator, calculation logic, generated document, digital file, code, image, report, or Deliverable beyond the licensed scope.
Excessive automated access, bot activity, crawling, rate-limit circumvention, vulnerability probing, load testing, or security testing without the Operator’s prior written consent.
False refund requests, abusive chargebacks, fraudulent payment, applications by persons lacking authority, or circumvention of sanctions, import/export controls, or regional restrictions.
Inputting, uploading, transmitting, or generating unlawful, harmful, rights-infringing, confidentiality-breaching, non-consensual personal information, sensitive information, financial-account credentials, malware, spam, or fraudulent information.
Representing, suggesting, or causing any person to believe that the Operator or the Services are a financial instruments business operator, investment adviser, investment manager, financial intermediary, adviser, fiduciary, signal provider, or professional to the User’s customers.
Without the Operator’s prior written consent, presenting or providing Service outputs to a third party as a buy/sell signal, recommended instrument, suitability determination, customer advice, warranted calculation, statutory book, audit trail, regulatory filing, or formal professional opinion.
Entering, storing, importing, generating, uploading, sharing, or submitting Third-Party Data without the necessary rights, notices, consents, legal basis, confidentiality authority, or processing agreement.
Circumventing plan limits on subscriptions, users, storage, outputs, sharing, access control, or similar features, or sharing a single subscription among organisations, customers, or third parties beyond the licensed scope.
Any other act that the Operator determines to be inappropriate.

07 — Suspension of the Services

Article 7 (Suspension of the Services)

The Operator may suspend or interrupt the provision of all or part of the Services without prior notice to the User where any of the following applies:
1. Maintenance, inspection, or updating of the computer systems on which the Services depend.
2. Force majeure events — earthquake, lightning, fire, power outage, natural disaster, and similar events — that make provision of the Services difficult.
3. An incident that interrupts a computer or communications line.
4. Any other circumstance in which the Operator determines that provision of the Services is difficult.
The Operator bears no liability, on any basis, for any detriment or loss suffered by the User or by any third party as a result of the suspension or interruption of the Services.
Suspension, interruption, maintenance, updates, upgrades, data migration, restoration, security response, or similar work may cause in-process, unsaved, or temporarily stored inputs, calculation results, generated documents, templates, settings, history, share URLs, cache, uploads, versions, or other data to be lost, corrupted, overwritten, changed, or rendered unavailable. The User must regularly export and independently back up all necessary data, including before such work begins.
Except where liability cannot lawfully be excluded, the Operator has no obligation to provide data restoration, substitute performance, refunds, re-creation, damages, or any other remedy for the loss, corruption, overwriting, alteration, incompatibility, irrecoverability, business interruption, or third-party claims referred to in the preceding paragraph.
The Operator may immediately suspend, interrupt, update, or restrict access without prior notice for security, compliance, platform-request, third-party-service-change, or emergency reasons.
A Back Issue may remain available through an Individual Purchase or a covered Publication Plan while the Operator retains and publishes it and displays it on a product page or back-issue catalogue. The Operator may correct, replace, restrict, suspend, or discontinue sale, publication, or access for legal compliance, rights clearance, data licensing, a material error, a third-party claim, security, maintenance, business judgement, or another reasonable ground.
Unless permanent access is expressly stated on the product page or checkout, an Individual Purchase, Bundle, or subscription does not guarantee permanent retention, sale, publication, or indefinite access to a publication. The Operator will use reasonable efforts to maintain continuing access to purchased publications but gives no guarantee beyond mandatory law or an express product-specific statement.

08 — Intellectual property

Article 8 (Intellectual property)

All copyrights, trademark rights, patent rights, design rights, know-how, and other intellectual-property rights relating to the Website and the Services belong to the Operator or to the rightful owner. The licence granted under these Terms does not constitute a licence to use those intellectual-property rights.
For a Deliverable in a development engagement, ownership of the intellectual-property rights and the scope of the licence are governed by the relevant Individual Contract. Absent a contrary provision, ownership and the right of use in the Deliverable pass to the User upon acceptance and full payment, while the Operator reserves the right to produce work products of a similar nature in other engagements.
Rights in information, materials, and data provided by the User to the Operator through the Services (“User Materials”) remain with the User or the rightful owner. The User grants the Operator a royalty-free licence to use the User Materials to the extent necessary for the provision of the Services and the production of any Deliverable.
The User warrants to the Operator that the User Materials do not infringe the rights of any third party and shall, at the User’s own cost and responsibility, resolve any claim made by a third party in respect of the User Materials.

09 — Restriction & termination

Article 9 (Restriction of use and termination)

The Operator may, without prior notice, restrict the User’s use of all or part of the Services, or terminate the User’s registration, where any of the following applies:
1. The User has breached any provision of these Terms.
2. It has come to light that registered information includes false statements.
3. The User has failed to perform a payment obligation.
4. The User has not responded to a communication from the Operator within a reasonable period.
5. The User has not used the Services for a substantial period since their last use.
6. The Operator otherwise determines that use of the Services is no longer appropriate.
The Operator bears no liability for any loss suffered by the User as a result of any action taken by the Operator under this Article.

10 — Withdrawal

Article 10 (Withdrawal)

The User may withdraw from the Services by following the withdrawal procedure prescribed by the Operator. Where any Individual Contract remains unperformed, the User shall first perform the obligations under that contract before withdrawing.
The treatment of personal information after withdrawal is governed by the separately published Privacy Policy.

11 — Disclaimer of warranties & limitation of liability

Article 11 (Disclaimer of warranties and limitation of liability)

The Operator makes no representation or warranty, whether express or implied, that the Services are free from any defect — whether of fact or of law — including defects in safety, reliability, accuracy, completeness, effectiveness, fitness for a particular purpose, or security, and including any error, bug, or infringement of rights.
Save in the case of wilful misconduct or gross negligence on the part of the Operator, the Operator bears no liability for any loss suffered by the User arising out of the Services.
Even in the cases referred to in the preceding paragraph, the Operator bears no liability for losses arising from special circumstances — including losses that the Operator or the User foresaw or could have foreseen — nor for indirect, incidental, consequential, loss-of-profit, data-loss, reputational, third-party-claim, or substitute-service-procurement damages arising out of any default or tortious act on the part of the Operator other than by gross negligence.
Except where mandatory law such as the Consumer Contract Act prevents complete exclusion or limitation, the Operator’s liability is capped at the lower of the consideration directly paid by the User to the Operator for the specific service giving rise to the damage during the preceding three months, or the amount of the specific transaction giving rise to the damage. For free services, the Operator bears no liability to the maximum extent permitted by law.
The Operator bears no liability for any transaction, communication, or dispute arising between the User and any other User or any third party in connection with the Services.
The Operator does not warrant the accuracy, completeness, currency, reproducibility, consistency, error-free nature, fitness for purpose, legal compliance, conformity with professional standards, agreement with third-party data, or decision-usefulness of any calculator, analytical tool, template, data import, translation, QA check, alert, score, graph, report, generated document, or other output. The User must independently verify material outputs against source materials, formulas, current information from brokers, exchanges, financial institutions, and public authorities, and appropriate professionals.
The Services are not a backup service, permanent archive, statutory book, regulatory recordkeeping system, audit trail, disaster-recovery environment, or substitute for the User’s internal controls. Even where storage, history, versioning, vault, sharing, or export functions are displayed, no warranty is given as to retention period, recoverability, completeness, or continued availability.
The User must establish all rights, consents, notices, legal bases, contracts, and safeguards necessary for the collection, entry, use, storage, cross-border transfer, sharing, output, and deletion of Third-Party Data and must handle any claim by the relevant third party at the User’s own cost and responsibility. The Operator does not become a controller, adviser, fiduciary, agent, or professional to that third party merely because the User submits Third-Party Data.
Where Financial Templates Hub or any other Service is used by a financial-media operator, financial planner, IFA, securities firm, bank, insurer, financial institution, or other Business User in work for its own customers, that Business User is solely responsible for customer explanations, suitability and appropriateness determinations, advertising and solicitation rules, internal approvals, professional review, statutory disclosures, record retention, data protection, KYC/AML, complaint handling, and verification of the final work product.
No contractual, agency, fiduciary, or duty-of-care relationship arises between the Operator and a Business User’s customer, prospect, counterparty, principal, or other third party, and no such third party is a third-party beneficiary of these Terms or an Individual Contract. To the maximum extent lawfully permitted, the Operator bears no liability for that third party’s investment loss, lost opportunity, tax, legal, or regulatory detriment, misstatement, inadequate explanation, data breach, or other damage.
Where a customer of the User or another third party using the Services or their outputs brings a claim, complaint, inquiry, investigation, regulatory response, litigation, arbitration, chargeback, loss, penalty, cost, or legal fee against the Operator, the User shall indemnify, defend, and hold the Operator harmless to the extent permitted by law, except to the extent the matter is exclusively caused by the Operator’s wilful misconduct or gross negligence and indemnification cannot lawfully be required.
The liability cap in this Article applies in the aggregate to all claims arising from the same or related events, regardless of cause of action, legal theory, number of claimants, categories of loss, or number of proceedings. A series of events arising from the same or substantially related cause is treated as one event.
A statement in a website, advertisement, sample, sales explanation, support response, oral explanation, social-media post, or third-party review does not constitute a warranty, promised outcome, investment advice, or assumption of liability unless expressly incorporated into an Individual Contract.
Financial & Market Publications may be prepared using published materials, third-party data, market data, reporting, calculated outputs, translation, automated processing, or generative-assistance technology including generative AI. The Operator may apply source checks, numerical reconciliation, de-duplication, and prohibited-language checks, but does not warrant the absence of error, delay, omission, revision, mistranslation, misinterpretation, excessive simplification of causation, or automated-processing failure.
No free section, paid section, specialist analytical article, Bundle, or Back Issue recommends, advises on, solicits, or guarantees a decision to buy, sell, hold, time, price, size, position, take profit, stop loss, allocate capital, or otherwise invest in a specific financial instrument, and no profit, avoidance of loss, predictive accuracy, or other outcome is guaranteed by access or purchase.

User indemnity

Where user inputs, submitted materials, target URLs, images, use of template outputs, infringement of third-party rights, breach of law or platform terms, false declarations, payment fraud, abusive chargebacks, breach of regional restrictions, or other circumstances attributable to the User give rise to claims, investigations, disputes, costs, damages, legal fees, or other burdens for the Operator, the User shall indemnify, defend, and hold the Operator harmless to the extent permitted by law.

This indemnity includes claims by the User’s customers, prospects, employer, principal, regulator, payment provider, or other third parties; unlawful handling of Third-Party Data; unverified use of outputs; misrepresentation of an output as professional advice or a trading signal; and disputes concerning forgotten cancellation of a former plan or duplicate subscriptions. Upon an indemnified claim, the Operator may give reasonable notice to the User and control the defence or settlement.

Reference — related notices

In addition to these Terms, please refer to the separately published “Disclaimer,” “Privacy Policy,” and “Notice under the Act on Specified Commercial Transactions.” Those documents apply together with these Terms as a single body of rules.

12 — Changes to the Services

Article 12 (Changes to the Services)

The Operator may amend the content of the Services, or discontinue the Services, without notice to the User, and bears no liability for any loss suffered by the User as a result.
Notwithstanding the preceding paragraph, any Deliverable or service in the course of provision under an Individual Contract continues to be provided in accordance with the terms of that Individual Contract.
All or part of the Services are provided online. With or without notice, the Operator may update, upgrade, correct, replace, combine, separate, add, remove, suspend, or migrate functions, formulas, algorithms, data sources, displays, UI, storage methods, export formats, APIs, access conditions, plan content, usage limits, supported environments, security specifications, and any other aspect of the Services.
Where the Operator gives advance notice of an update, upgrade, planned maintenance, specification change, or similar matter, publication on the designated notice page is the formal method of notice. Publication on that page completes notice to the User, and the Operator has no duty to provide a separate email, telephone call, in-product notice, or other individual communication, unless mandatory law or an Individual Contract requires another method.
The Operator may implement a change or perform work without prior notice where immediate action is reasonably required for emergency maintenance, security response, incident recovery, changes by a third-party service or data provider, or a request from law, a regulator, platform, or payment provider.
The Operator has no obligation to maintain backward compatibility with a former version, past calculation, legacy data format, former plan, former API, legacy URL, former licence condition, or third-party integration. Displays, calculations, outputs, storage, sharing, or behaviour may differ after an update.
The User must regularly check the notice page and service interface, save, export, and back up material work-in-progress, and revalidate outputs and workflows after an update. No refund, price reduction, extension of term, or damages is provided solely because of a change, suspension, loss of compatibility, loss of stored data, or revalidation cost, except where required by law.
After issue, the Operator may correct typographical matters, figures, sources, company names, tickers, dates, translations, layout, links, data revisions, or legal disclosures in a Financial & Market Publication and may replace or update the same issue. A material correction may, where reasonably practicable, carry a correction date, summary, or update label. The corrected edition is applied consistently across Individual Purchase, Bundle, and subscription access paths.
The Operator does not guarantee that a daily publication or specialist analytical article will continue on any particular day, frequency, time, or period and may delay, omit, limit an issue to its public section, or suspend publication because of a market holiday, unsettled data, source outage, system failure, legal compliance, failure to satisfy quality gates, or another circumstance.

13 — Amendment of these Terms

Article 13 (Amendment of these Terms)

The Operator may, where it considers it necessary, amend these Terms at any time without notice to the User.
Where the User begins to use the Services after these Terms have been amended, the User is deemed to have agreed to the amended Terms.
Notwithstanding the foregoing, where an amendment does not fall within the requirements of Article 548-4 of Japan’s Civil Code (namely, an amendment beneficial to Users generally or otherwise reasonable and consistent with the purpose of the contract), the Operator shall give notice of the content of the amendment and the effective date on the Website at least 30 days before the effective date.

14 — Personal information

Article 14 (Personal information)

The Operator handles personal information obtained through use of the Services appropriately, in accordance with the separately published Privacy Policy. Order information, delivery information, settlement information, and the content of inquiries are handled in accordance with that policy.

15 — Notices

Article 15 (Notices)

Notices and communications between the User and the Operator shall be given by the means prescribed by the Operator. Unless the User has notified the Operator of a change of contact details in accordance with the method prescribed by the Operator, the Operator may treat the contact details currently registered as valid, and any notice or communication sent to those contact details is deemed to have reached the User upon dispatch.
For general notices concerning service updates, upgrades, planned maintenance, specification changes, discontinuation, or similar matters, publication on the notice page constitutes valid notice. The User must check that page and may not deny the effectiveness of the change or work on the ground that an individual notice was not received.

16 — Prohibition of assignment

Article 16 (Prohibition of assignment)

The User shall not, without the Operator’s prior written consent, assign or pledge to any third party its position under the contract or any right or obligation arising under these Terms.

17 — Financial-analysis tools & market publications

Article 17 (Special provisions for financial-analysis tools and market publications)

The indicators, scripts, visual studies, and analytical-support tools that the Operator provides for TradingView, MetaTrader, and other charting platforms are software provided under standard specifications or non-advisory customisation to visualise price, volume, volatility, market structure, and other information on the User’s own chart.
The Operator may provide technical or functional customisation of display items, formulas, UI, template wording, export formats, data imports, alert conditions, code structure, and similar features based on specifications supplied by the User. The Operator does not, however, customise, adjust, or optimise the Services for investment-decision purposes, or make individual recommendations, for any particular individual, group, organisation, or other User according to that User’s financial situation, investment objectives, risk tolerance, holdings, positions, trading experience, or other individual circumstances.
Even where a customer request, specification proposal, or feedback triggers customisation or new feature development, the work is limited to implementation of code, templates, calculation functions, display functions, UI, export formats, and similar elements; it does not constitute exclusive trading advice, a private signal, an individual investment decision, or a dedicated regulated financial service for that customer.
The Operator does not accept customisation requests that instruct or recommend purchase, sale, holding, entry, exit, profit-taking, stop-loss, lot size, or portfolio allocation based on a particular instrument, currency pair, crypto-asset, commodity, index, position, account balance, risk tolerance, trading history, or similar factor. If such a character becomes apparent after acceptance, the Operator may rescope the work, refuse to answer, terminate the contract, or take any other necessary measure.
For TradingView indicators and similar tools, even where a user’s request triggers development, the Operator’s operating policy is to make the resulting work available, where technically feasible and permitted by platform terms, as a public or open-source item that an unspecified number of users may view or add through the Operator’s TradingView profile, public repository, public page, or similar channel. Unless separately agreed in writing, the User may not claim exclusive rights, exclusive use, private delivery, continued maintenance, or future updates in respect of such public items.
The Operator is not a Financial Instruments Business Operator, an investment-advisory or agency business, an investment-management business, a financial-services intermediary, a crypto-asset exchange service provider, or any other entity registered under financial regulation.
Through the Services, the Operator does not provide buy/sell signals or advice on entry, exit, profit-taking, loss-cutting, portfolio allocation, money management, risk management, or any other individual or specific investment decision.
The Services do not provide any function to connect to brokers, exchanges, crypto-asset exchanges, or other execution venues in order to place, modify, or cancel orders.
The Operator does not predict or guarantee future price movements, profits, win rates, performance, the avoidance of losses, or any other outcome.
The User makes any trading, investment, or other decision using the Services at the User’s own responsibility, and all profits, losses, costs, tax consequences, and other results arising from such decisions belong to the User.
The Operator does not provide advice that takes into account a User’s individual circumstances, financial situation, investment objectives, risk tolerance, existing positions, the laws of the User’s place of residence, or the like.
Support for the Services is limited to installation, display problems, subscription management, and the technical use of the tools on the platform. The Operator does not respond to inquiries regarding trading decisions, instrument selection, the timing of trades, or methods of making a profit.
Macro Research Workbench mechanically visualises and organises public macro data and user-added local or dashboard data; it does not provide economic outlooks, price forecasts, trading recommendations, or investment decisions regarding any country, currency, commodity, or instrument.
Outputs from the FX & CFD Lot Size Calculator and the Trade Cost Calculator are estimates based on user inputs and general formulas; they do not reflect or warrant the latest broker terms, taxes, slippage, rejected fills, stop-out rules, regulatory leverage limits, or price gaps in fast markets.
Templates, QA checks, translations, exports, and custom requests in Financial Templates Hub are document-drafting aids only and are not legal, tax, accounting, audit, financial-regulatory, advertising-review, KYC/AML, investment-advisory, or other professional advice. The User must obtain any required professional review before publication or submission to a third party.
TradingView Free Indicators, MetaTrader-related tools, and other free or paid display tools may be added, changed, suspended, moved to a different publication channel, relicensed, or modified, including where they are provided publicly or as open-source items. The Operator does not warrant continued operation on any particular platform, compatibility, updates, data acquisition, future availability, or permanence of any particular licence condition.
The TradingView indicators published by the Operator are completely free public scripts for which the Operator charges no usage fee and, subject to TradingView’s terms, are available for an unspecified number of users to view, add, or use through the SG Group TradingView profile. The User bears any third-party cost for a TradingView account, plan, market data, communications, or similar service.
The Services do not directly or indirectly instruct, suggest, recommend, solicit, or guarantee the direction, instrument, timing, price, quantity, position, profit target, stop loss, leverage, lot size, allocation, or expected return of a transaction. Any arrow, colour, line, alert, notification, label, marker, ranking, score, scenario, text, or figure is analytical or calculation assistance based on User input or general mechanical conditions and is not a trading signal from the Operator.
Customisation is limited to display items, general formulas, aggregation, conversion, input fields, export formats, data imports, UI, technical alert conditions, and code implementation. The Operator does not customise the Services to formulate, improve, or optimise an investment decision concerning a particular security, currency, crypto-asset, commodity, index, or position. Implementation of a rule, formula, or condition supplied by the User does not mean that the Operator approves or recommends its investment validity, profitability, suitability, or safety.
The Operator does not explain, answer, implement, validate, or guarantee results for a request that may amount to investment advice, including a trading decision, market outlook, trading strategy, optimal lot size, recommended parameter, win-rate improvement, or method of earning profit based on a particular instrument or User circumstance. The Operator may refuse, rescope, or terminate such a request based on its substance, regardless of its label or form.
Prices, rates, volume, volatility, interest rates, COT data, inventories, real yields, economic indicators, instrument information, and other data may depend on third parties, published materials, caches, delayed feeds, or User inputs. The Operator does not warrant or correct delay, omission, revision, restatement, time-zone differences, rounding, units, currency conversion, corporate actions, rollovers, differences among data providers, or feed discontinuation.
Every calculator and analytical-tool output is an estimate or reference value and may differ from actual results because of input errors, formula assumptions, rounding, contract specifications, broker terms, taxes, fees, spreads, slippage, gaps, liquidity, execution methods, margin rules, regulatory changes, latency, or other circumstances. The User must independently recalculate and reconcile the result before placing an order, explaining it to a customer, submitting a document, or making any other material use.
Online financial tools may be updated or upgraded with or without notice and may produce a different result for the same input than a previous version. Where advance notice is given, the formal publication channel is the notice page. To the maximum extent lawfully permitted, the Operator is not liable for corruption or loss of unsaved data, inputs, generated items, history, or settings during update work.
The Services do not perform or satisfy any customer-protection, suitability, explanation, review, advertising, record-retention, audit, internal-control, system-risk-management, or business-continuity obligation of a financial institution, securities firm, IFA, financial planner, financial-media operator, or other regulated or professional business. Such Business User must assess suitability for its own operational requirements in advance and obtain all necessary approvals, verification, backups, and professional review.
The Operator does not continuously monitor the User’s or the User’s customer’s account, assets, positions, trading history, investment objectives, risk tolerance, or suitability and owes no fiduciary duty, best-interest duty, continuing advisory duty, or duty to warn the User.
A Financial & Market Publication may comprise a market-summary section organising market data, corporate disclosures, economic indicators, policy announcements, reporting, and other public information determined or published by the issue time, together with an explanatory section addressing background, economic transmission channels, cross-asset relationships, historical comparison, competing interpretations, uncertainty, and matters requiring further confirmation.
The Operator generates and fixes one canonical version of the same issue, language, and edition and supplies it commonly to individual purchasers, Bundle purchasers, and covered subscribers. The Operator does not use a user’s email address, purchase history, reading history, location, device, holdings, account, financial situation, investment objectives, experience, or risk tolerance to personalise an article’s conclusion, instruments, wording, or order of presentation.
Unless otherwise displayed on the product page, each daily publication, specialist analytical article, and Back Issue offered for sale is available by Individual Purchase to non-subscribers. A Bundle combining a daily publication and specialist article may likewise be purchased by one-time payment without a subscription. Monthly and annual all-access plans are alternative access methods to those publications.
The Operator does not offer instrument requests, holdings or portfolio diagnosis, individual chat, market answers to individual questions, analysis tailored to a person or organisation, advisory or consultancy agreements, or a route to such arrangements in relation to the publications. Contact channels are limited to payment, access, technical defects, reports of errors, sources or corrections, and other administrative matters.
A Financial & Market Publication does not state a buy, sell, hold, wait, entry, exit, profit target, stop loss, position size, leverage, asset allocation, target price, support or resistance level, undervaluation or overvaluation, investment merit, recommendation ranking, expected return, probability of rise or fall, or other investment action or future price direction concerning a particular financial instrument or market.
Where a publication refers to conditional mechanisms, historical analogues, statistical distributions, or market-participant interpretations, it does so only to explain generally how to read public information, possible causal channels, falsifiability, and uncertainty, and not to predict, assert, or assign a probability to a future outcome.
Publication Access Authentication Data is used only to verify purchased products, covered plans, access periods, and misuse and is not supplied to a system generating user-specific market analysis or investment decisions. Entitlement authentication and editorial generation are designed as reasonably separated processes.
Where automation, automated translation, or generative AI is used, numerical calculations are performed, so far as practicable, by deterministic software, and source reconciliation, numerical checks, time and market-calendar checks, prohibited-language review, and duplicate checks are carried out separately from drafting. If a check is not passed, the Operator may withhold the paid section or the entire issue.
The content, sale method, subscription method, access authentication, disclaimer, or common-content policy of a publication is not a representation or guarantee that the Operator carries on a registered financial instruments business, investment-advisory or agency business, investment-management business, or other regulated business. Any regulatory assessment depends on the actual content and the complete course of conduct, not on a label or disclaimer alone.

18 — Web tools, templates, LP fix packs, and similar services

Article 18 (Special provisions for web tools, templates, LP fix packs, and similar services)

Free WebP Converter is a free tool that, as a general rule, converts images within the user’s browser. The Operator does not warrant conversion quality, compression ratio, colour reproduction, metadata retention, compatibility, absence of file corruption, or absence of device load. The User shall keep backups of pre-conversion files at their own responsibility.
The User warrants that they hold the rights, permissions, consents, notices, and legal bases required for any images, text, URLs, code, or data used for WebP conversion, template generation, LP audits, or material submission to the Operator.
The free Landing Page Audit check is an automated check of a live public URL, and the results are mechanically generated reference values. Accurate retrieval or diagnosis is not warranted for pages requiring login, region-restricted pages, large pages, or pages with special rendering or access restrictions.
The LP Copy-Paste Fix Pack is a fixed-scope product for one live public URL, delivered by email as a PDF and copy-paste-ready text containing up to five improvement items and draft copy for meta, OGP, first view, CTA, and similar elements. It does not include implementation, login work, CMS operation, CSS/JavaScript changes, form/booking/payment/membership-function changes, individual Q&A after delivery, advertising review, legal review, medical, PMD Act, misleading-representation, FIEA, or other legal-compliance assessment, or any guarantee of conversion rate, revenue, search ranking, or ad-approval outcome.
Unless otherwise displayed, the LP Copy-Paste Fix Pack is prepaid at JPY 4,980 tax inclusive per live public URL. Cancellation before work begins is refunded less actual costs such as settlement and transfer fees; after work has begun, cancellation and refund are not accepted except where required by law or where a system defect, wrong target URL, corrupted file, or similar issue is clearly attributable to the Operator.
For products on external marketplaces such as CodeSter, purchases, settlement, downloads, licences, refunds, support, reviews, and dispute handling follow the terms of the relevant external marketplace. The Operator bears no responsibility for the availability, payment processing, review process, display, security, user reviews, or specification changes of external platforms.
Templates, generated documents, translations, QA checks, review displays, comparisons, exports, and custom functions in Financial Templates Hub are editable drafts or workflow aids. The Operator does not warrant that they automatically cover or reflect applicable laws, supervisory guidance, industry rules, internal policies, customer characteristics, transaction facts, current regulatory views, or recipient requirements.
Before publishing an output, presenting it to a customer, using it in a contract, submitting it to an authority, or relying on it for an operational decision, the User must verify facts, figures, proper names, citations, law, disclosure duties, risk explanations, disclaimers, translations, and final wording and obtain any required approval from lawyers, tax advisers, accountants, financial-regulatory specialists, compliance personnel, or other professionals.
Where a financial-media operator, financial planner, IFA, securities firm, financial institution, or other Business User enters customer or matter information, that User must minimise the information entered and implement access control, anonymisation or pseudonymisation, consent or notice, processing contracts, cross-border-transfer measures, retention, deletion, customer response, and all other measures required by applicable law. Unnecessary confidential information, account credentials, identity documents, unpublished transaction information, or sensitive data must not be entered.
Storage, history, versioning, sharing, vault, download, or export functions may be provided for convenience and do not constitute a promise of long-term retention, complete backup, regulatory recordkeeping, absolute prevention of leakage, or guaranteed restoration by the Operator. The User must regularly preserve required outputs and evidence in the User’s own controlled environment and properly manage access rights and devices.
Stored data or generated items may be deleted, overwritten, or made inaccessible upon subscription expiry, non-payment, suspension, account deletion, storage-limit overrun, maintenance, update, upgrade, data migration, or service termination. Unless expressly required by law or an Individual Contract, the Operator has no post-termination duty to retain, return, migrate, restore, or regenerate data.

19 — Governing law & jurisdiction

Article 19 (Governing law and jurisdiction)

These Terms are governed by, and construed in accordance with, the laws of Japan.
Any dispute arising in connection with the Services shall be subject, at first instance and on an exclusive basis, to the Tokyo District Court or the Tokyo Summary Court, as appropriate to the value in dispute, except where mandatory law requires another forum.
For international users, these Terms are provided with English as the controlling language, and Japanese is included as a convenience translation. In the event of inconsistency between the two versions, the English text prevails, except where mandatory law requires a Japanese-language disclosure to prevail.
A User accessing the Services from outside Japan shall verify the laws, tax rules, financial regulations, consumer-protection rules, import/export controls, sanctions, data-protection requirements, and advertising rules of the User’s location and country of residence, and determine at the User’s own responsibility whether use is permitted. The Operator may refuse or suspend service provision, orders, subscriptions, or access by region, country, sanctions status, risk assessment, payment-processor or platform request, or for compliance reasons.
To the maximum extent permitted by applicable law, claims by Users must be brought on an individual basis, and participation in, or consolidation with, class actions, representative actions, class arbitrations, or collective proceedings is not permitted.
If any provision of these Terms, or any part of any provision, is held to be invalid or unenforceable under the Consumer Contract Act of Japan or any other law, the remaining provisions and the remainder of the affected provision shall continue in full force and effect.

20 — Contact

Article 20 (Contact)

Inquiries concerning these Terms may be sent through the contact form or the email address below. The Operator responds within a reasonable period after receipt.

Contact form : Open form

Contact : SG Group · Compliance Desk · contact@sggroup.jp